I have a home insurance and I am going to purchase another home.I am not satisfied with my insurance and I need some other company to follow for insurance.Please recommend me some of the companies in NY.
Thanks in advance.
An insurance policy is one of those items in life that you could care less about until you need it. The type of policy you may need depends on where you live in the country. For example a homeowner's policy in Florida has a special section referred to as a wind policy.
Home insurance policies are long, complicated and written in legalese. But it can really pay to know what's in yours and how it works. Insurance is a complex product and there is no harm and no shame in not fully understanding it. "Most people do not read a policy until they had a claim denied, and that is too late."
The Policy Summary gives a handy overview of our Buildings and Contents Insurance. Complete terms and conditions are found in the Policy Document. This also contains useful phone numbers, details on making a claim and information about any additional covers applicable to your policy.
Home insurance, also commonly calledhazard insuranceorhomeowner's insurance, is the type ofproperty insurancethat covers private homes. It is aninsurancepolicy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use, or loss of other personal possessions of the homeowner, as well asliabilityinsurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.